Section 7702(b)
Section 7702(b) is an integral Long-Term Care Insurance regulation that offers consumers protections and defines how and when policies should cover long-term care.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Health
November 18th, 2021
Imagine Age 55 and Getting an Alzheimer’s Diagnosis - What to Do? How Can You Prepare?
Are you and your family prepared for the day when you discover a chronic health problem, mobility issue, or memory problem? Who will be your caregiver? How will you pay for care? What will the impact be on your family?
Health
May 1st, 2022
Lung Issues Like COPD and Asthma Can Complicate Care in Older Adults
Lung function declines as you age. Nearly 15% of middle-aged and older U.S. adults suffer from lung disorders. More than 25 million people in the U.S. have asthma, and about 14.8 million adults have COPD. Breathing troubles create health complications for those in long-term care.
Health
June 1st, 2020
What Men Should Know About Prostate Cancer Screening Guidelines
Prostate cancer is extremely common, but too many men ignore it, making something very treatable to very deadly. Be proactive with your health and avoid the consequences failing health can have on loved ones.
Health
April 12th, 2022
Polypharmacy Leads to Health Problems in Older Adults
A recent episode of Fox-TVs "The Resident" showed the potential outcome of polypharmacy in older adults, especially those living in long-term care facilities. Families should pay special attention to loved ones' medications and ask if they are necessary.
Homecare
April 26th, 2023
Caring for Loved Ones with Parkinson's Disease: How Integrated Care Management Helps Families and Caregivers
Families of loved ones with Parkinson's disease face numerous challenges. These include managing caregivers, assisting with daily activities, medication management, and providing emotional support.
Health
May 15th, 2023
Chronic Kidney Disease - Is That Lab Work A Problem?
Have you had lab work and check-up? You might feel good, but you might not be aware of health issues like kidney disease. Being proactive is vital starting at age 40.
Deductible
A deductible is an amount of money you’re required to pay out-of-pocket before your insurance policy will start covering the cost of care.
Homecare
June 10th, 2022
A Special Person - A Caregiver's Work is Never Done
Whether they are a professional caregiver, family caregiver, or even volunteer hospice caregiver, the job is demanding. Finding quality caregivers is harder as demand is increasing and costs are rising.
Health
March 17th, 2022
Report Shows Prevalence of Alzheimer's
There are a growing number of people with mild cognitive impairment, which can progress to Alzheimer's and other dementias. Greater lifespans are increasing the number of people with Alzheimer's and dementia. The consequences affect families and finances.
Health
April 26th, 2020
17% of Non-Caregivers Expect to be Caregivers
The recent COVID-19 virus crisis shows us the many challenges of long-term care and caregiving. Many existed prior to this crisis. Advance planning, including LTC Insurance, makes future long-term care easier and affordable.
Government
February 10th, 2017
Filial Laws Might Prompt LTC Planning
Filial responsibility laws could require your adult children to pay for future LTC costs unless you plan ahead.