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One of the Activities of Daily Living used to trigger benefits under a Long-Term Care policy. This is generally defined as getting to and from the toilet, getting on and off the toilet, and performing associated personal hygiene activities.
July 1st, 2022
There has been a huge growth in 55+ communities nationwide. Independent living centers allow seniors to remain in a home with less cost but with available resources nearby for even older adults. Downsizing can be emotionally tough but benefits everyone.
November 14th, 2022
Medical advances keep people living longer. There is a massive growth of those in long-term care. Euthanasia is a growing discussion worldwide, and the Pontiff expresses his concern.
June 6th, 2023
The growing number of people needing long-term health care also means a bigger spotlight on quality. There are health and safety issues lurking in nursing homes and other facilities. Every family should be aware of the quality of care, either at home or in a facility.
A skilled nursing facility offers skilled care for those with complex care needs who may not be able to get the help they need at other care facilities.
October 22nd, 2019
Who Will Provide Care for Childless Boomers? Many will grow old without family to look after them. With advances in medical science allowing us to live longer and longer issues for these boomers like POA’s and Long-Term Care.
May 1st, 2022
A federal judge has ruled that the State of Washington's first-in-the-nation long-term care plan is a state tax and tossed out a lawsuit attempting to block the program. Several other states planning their own long-term care tax programs.
November 26th, 2023
Implementing contributions to tax-deferred retirement accounts can significantly lower your taxable income. Investing in tax-efficient vehicles like Health Savings Accounts and municipal bonds can also offer substantial tax savings.
June 22nd, 2020
A university study shows the obvious. Caregiving is hard on family members. It places substantial burdens on careers and their own families. Long-Term Care Insurance can reduce the burdens if you plan.
April 18th, 2022
It is not easy getting your medical records. When you do get them, you will be charged even if you need them to see a specialist. When you apply for Long-Term Care or life insurance, it sometimes takes a long time to get the required records.
August 5th, 2025
50-70 million people in the United States suffer from sleep disorders, hindering their health and the ability to perform everyday functions. This often leads to a higher risk of long-term health care in the future.
June 25th, 2021
Are you sick of COVID? Most people are, but COVID-19, despite the vaccine, is still getting into our psyche. People are delaying making smart decisions.