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The Act, in part, specifies requirements that a Long-Term Care Insurance policy must meet in order that premiums paid may be deducted as medical expenses, and benefits paid not to be considered taxable income. It also establishes national standards for protecting individuals' medical records and other personal health information.
February 5th, 2017
The Centers for Medicare and Medicaid Services (CMS) has announced plans to fully implement the opioid prescribing guidelines released by the Centers for...
April 17th, 2026
As retirement nears, long-term care planning becomes critical. Discover the real cost of long-term care, what Medicare doesn’t cover, and how Long-Term Care Insurance helps protect your savings and independence.
June 8th, 2026
The risk of IRMAA (Income-Related Monthly Adjustment Amounts) looms like a shadow over retirement planning, often bringing unexpected costs that can surpass initial estimates. It's a hidden financial pitfall that many don't anticipate, potentially escalating the price of health care in your golden years.
June 13th, 2023
Dogs provide companionship and emotional support for older adults so they feel less lonely and isolated. Studies have shown that owning a pet can help improve cognitive function in older adults.
May 20th, 2023
Adults with disabilities have many challenges, but they can have rewarding relationships. But they need some help, support, and information. Parents need to prepare, including for their aging and their child's aging.
April 4th, 2022
Language barriers adversely impact the quality of long-term health care. Most people speak English in the U.S., but many languages are spoken in the U.S., Canada, and the rest of the U.K.
October 27th, 2023
The Florida Health Care Association (FHCA) has revealed participants for its 2024 Executive Nurse Leadership Academy, showcasing a group of nursing professionals poised for leadership roles in long-term care. The FHCA is committed to enhancing the quality of care in Florida's long-term care centers.
March 6th, 2020
A new research study shows we focus on death than living. Longevity continues to be a major retirement concern. The costs and impact of long-term care needs to be a key component of your planning.
December 27th, 2015
Many people have New Year's Resolutions. For those who are 40 and over, these are five good things which you can get done now.
This is the continual supervision (such as cuing by verbal prompting, gestures, or other demonstrations) that is required in order to protect the cognitively impaired individual from threats to his or her health or safety.
September 2nd, 2023
As America gets older we are becoming more dependent on family to be our caregivers who are often untrained and unprepared. For many American families affordable LTC Insurance is a solution to access quality care and reduce family stress.