Alternate Care Benefit
An alternative care benefit is a Long-Term Care Insurance provision that provides benefits not explicitly outlined within the original policy.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Health
November 23rd, 2021
These Early Dementia Signs Might Mean Dementia for Loved One
The number of people with dementia is growing, and long-term health care costs, including dementia care, are rising rapidly. Know the signs of dementia, get loved ones' care, and be prepared yourself.
Health
August 2nd, 2022
Most Americans Underestimate Cost of Long-Term Health Care, Study Says
Long-term care is in the news seemingly all the time, yet many people are unaware of the costs and the impact long-term health care can have on family and finances. Survey shows most Americans are unprepared for the consequences of aging.
Health
March 5th, 2025
Alcohol Abuse and Caregivers - A Real Problem Affecting More Families
Being a caregiver for a family member is stressful, and caregivers face health and emotional problems from the stress of the job. You can make your future aging easier by being prepared before you retire.
Health
June 23rd, 2025
Exploring the Relationship Between Aging and Flexibility
As we age, our flexibility tends to decline. That's why it's essential to prioritize regular stretching and flexibility exercises. By adding consistent flexibility training into our routines, we can mitigate the effects of aging and enhance our well-being.
Health
September 6th, 2020
Do You Itch? Know the Signs of an Underlying Medical Problem
You can usually blame dry skin if you are itching all over. Maybe an allergy. However, there are serious health issues that may be behind your itch.
Care Facilities
November 1st, 2023
LTC News Introduces Comprehensive National Long-Term Care Provider Directory
LTC NEWS has launched a National Long-Term Care Provider Directory, a valuable resource that will simplify the search for quality care services nationwide. This comprehensive directory provides detailed information and options, helping individuals and families make informed decisions about long-term care providers.
Insurance
October 23rd, 2023
Hidden Retirement Planning Gem: The Potential of Long-Term Care Insurance
Too many overlook the benefits and security of a comprehensive long-term care plan. The potential of Long-Term Care Insurance can safeguard your future and provide access to your choice of quality care, ensuring peace of mind and financial stability in your golden years.
Health
July 1st, 2021
Phase 1 Clinical Trial to Test Potential Alzheimer's Cure
Research at Israel’s Weizmann Institute of Science has brought a major breakthrough that may lead to a cure for Alzheimer's and other dementia. Clinical trials will start soon to test the concept on humans.
Lifestyle
February 20th, 2018
The Price of a Candy Bar
Columnist Gene Beltz discusses the consequences of the decisions we make in life while remembering a lesson learned at the five and dime when he was young.
Care Facilities
March 9th, 2021
Sex in Nursing Homes and Care Facilities
Our longevity doesn’t end our sex life. Sex in Long-Term Care Facilities is a big issue combining concerns of privacy and ability to consent.
Insurance
August 23rd, 2023
Long-Term Care Insurance vs. Self-Funding: The Options Are Clear - Which Is Right for You?
Long-Term Care Insurance offers a structured approach to covering the high costs of long-term care, often providing peace of mind and preserving personal assets. In contrast, self-funding relies on savings and assets, which can be rapidly depleted and may expose them to potential financial strain.
