Many people put off long-term care planning, which can have detrimental consequences. This article looks at what happens if you don't plan for long-term care and recommends strategies to start preparing now.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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May 14th, 2025
Assisted Living vs. Nursing Homes in Canada: What’s the Right Choice for Your Loved One?
Confused about whether your aging parent needs assisted living or a nursing home? Learn about the options in Canada, including costs, care levels, and how Long-Term Care Insurance can fit into your plan.
October 1st, 2025
Active and Safe Senior Living Communities Improve Quality of Life
Discover how active and safe senior living communities enhance the quality of life for older adults. Discover what to look for and how to select the ideal facility for your loved one.
August 9th, 2024
Aging with Dignity: Senior Communities and Assisted Living Promotes Quality of Life
Third Party Notification
A third-party notification is a built-in consumer protection feature in a Long-Term Care Insurance policy that allows the policyholder to designate one or more individuals to receive notice from the insurance company if the policy is in danger of lapsing due to non-payment of premiums.
July 24th, 2025
Don't Be Fooled by the Name - New Policy Type Can Be Valuable Answer for Long-Term Care Expenses
Preparing for the escalating costs of long-term health care is increasingly vital. A traditional LTC Insurance or hybrid plan is typically the optimal choice. However, short-term cash indemnity plans are gaining popularity and may present an ideal solution for some. But don't be misled by the name.
December 13th, 2024
Caring for Aging Parents While Raising Your Own Family: Strategies for the Sandwich Generation
Caring for aging parents while raising your own family places unique demands on time, finances, and emotional well-being. By leveraging support networks, planning finances carefully, and prioritizing self-care, we can better navigate the challenges of balancing dual caregiving roles.
July 29th, 2024
Feds Invest $200 Million in Alzheimer's and Dementia Care
The federal government has committed $200 million to enhance Alzheimer's and dementia care to improve research, treatment, and support services. This is part of a broader strategy to combat these diseases and alleviate the significant economic and social burden they impose.
June 30th, 2026
Alcohol Half-Life and Its Effects on the Body as You Age
Alcohol stays in your body far longer than most people realize, especially as you age. Understanding alcohol’s half-life helps explain growing health risks, impaired judgment, and the increased likelihood of needing long-term care.
July 24th, 2025
Declined for Long-Term Care Insurance? Here’s What to Do Next
A decline for Long-Term Care Insurance can feel like a dead end, but it’s not. Learn why people get declined, what steps you should take next, and how a specialist can help find other solutions.
April 29th, 2024
Don't Be Tempted: Expired Medications Pose Risks, Especially for Older Adults
Everyone, especially older adults managing multiple medications, must pay close attention to expiration dates to ensure safety and effectiveness. Expired medications can lose potency or become harmful, posing significant health risks, especially for seniors.
November 19th, 2025
Sports for Seniors: Staying Active Without Overdoing It