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January 27th, 2026
Recent falls by President Biden and Bruce Springsteen remind us that falls are a serious problem for older adults and that we need to take steps to prevent them. Taking proactive steps will reduce risk and even protect assets.
Generally, no. Tax-qualified Long-Term Care Insurance benefits come to you tax-free. Insurance companies that pay long-term care insurance benefits are required by the Internal Revenue Service (IRS) to provide claimants with a 1099 LTC.
September 21st, 2019
One of the biggest involuntary risks we face is Long Term Health Care. Fidelity Investments, one of the largest mutual fund and financial services groups in the world, makes suggestions which includes planning with affordable
November 22nd, 2021
Have you heard about 'personalized medicine?' Doctors and pharmacists can match you and your genetics with the most effective treatment and medications, allowing for a better quality of life and greater lifespan.
March 16th, 2018
You may have lots of fun memories of childhood. It was more of a carefree lifestyle than what adults deal with today. You sure didn't think about planning then, especially about aging. Health and Long-Term Care.
November 27th, 2023
Assessing the safety of teeth whitening treatments for seniors is crucial, as older adults often face unique dental challenges and sensitivities. It's important for seniors to consult with dental professionals to understand the potential risks and tailor treatments to their specific oral health needs.
May 24th, 2023
Embarking on end-of-life planning ensures your tangible and intangible assets are handled according to your wishes, offering both peace of mind and a tangible legacy. A plan provides an avenue for communicating your deepest desires, reducing the burden on your loved ones during a difficult time.
October 6th, 2021
Labor shortages everywhere are common; in South Dakota, it hits the long-term care industry especially hard. Higher demand for care, along with higher costs, are affecting families.
This is the concept of sharing the cost of future long-term care services and supports with an insurance company. It refers to the amount of money that the insured must pay out-of-pocket to make-up the difference between their actual costs and the amount the policy covers.
October 12th, 2023
As life expectancies increase and financial landscapes shift, many find the need or desire to remain in the workforce beyond the traditional retirement age. Proactive planning ensures a seamless transition into this extended working phase, balancing health, financial stability, and personal fulfillment.
December 19th, 2021
High blood pressure becomes a more significant health issue as we get older with little or no symptoms but increases your risk of death and long-term health care. Eating the right grains reduces high blood pressure and improves your health.
February 15th, 2022
Celebrities suffer from the same frailties as the rest of us do. But when things happen to those in the public view, it allows us the opportunity to plan in advance. This can give our families peace of mind.