Intermediate Care Facility
This is care for stable conditions requiring daily but not 24-hour nursing supervision. This type of care is often following a hospital stay or surgery and reduces the time spent in a hospital.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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Health
August 17th, 2020
Memory Problems More Common Than You Think
You clicked on this story; do you remember why? Did it spike a concern? Knowing the consequences of aging is important before you get old. Memory problems are often benign and caused by other things. Sometimes its dementia.
Homecare
February 7th, 2025
Cluttered Homes - How to Keep Elderly Parent's Safe
Your older parents probably have clutter - including throw rugs. These things cause falls. Falls are a leading cause of death and long-term health care. Declutter their home and start thinking about your future aging.
Health
April 8th, 2026
Five Successful Ways to Lessen Arthritis Pain Now
Do you hurt? Almost 58 million Americans have arthritis pain, with 21 million suffering from osteoarthritis. With age, the pain may interfere with your quality of life or even increase your risk of needing long-term health care.
November 7th, 2020
When Mom or Dad Needs a Cane - What to Look For
Some senior citizens need a cane for mobility while others seek the added security. No matter the reason, it is important to help them choose the right cane to help them remain independent.
Homecare
January 12th, 2023
Protecting Older Loved Ones During the Winter
Adjusting to temperature extremes and winter weather is harder as we get older. Winter weather can include snow, ice, cold temperatures, strong winds, heavy rains, flooding, and more. Help older family members prepare ahead of time.
Lifestyle
August 17th, 2021
Prepared for the Financial Risks of Retirement?
The so-called 'golden' years may be golden, but not for us; it seems everyone has their hand out needing money. A retirement plan without considering longevity and long-term care will be a plan that fails you and your family. Are you prepared?
Insurance
March 9th, 2021
Enjoy the Freedom of Choice Before an LTC Crisis Arises
Once a crisis happens and you need long-term care due to an illness, accident, or the impact of aging you and your family have limited options. Planning in advance gives you the freedom of choice.
Substantial Assistance
Tax-qualified Long-Term Care policies require a policyholder to need "substantial assistance" in performing at least two activities of daily living in order to receive benefits. "Substantial Assistance" is defined as either "hands-on assistance" or "standby assistance".
Homecare
January 30th, 2023
Help Older Parents Make the Right Furniture Choices to Stay Safe
When helping your older parents buy new furniture, consider minimizing the risk that the furniture is a safety risk. You want your parents to be independent, safe, and happy. As we get older it becomes more complicated. Planning is essential.
Health
May 22nd, 2023
7 Simple Strategies to Triumph Over Social Anxiety
Social anxiety is a debilitating condition marked by an overwhelming fear of social situations. It often leaves individuals feeling isolated, anxious, and unable to fully participate in everyday life.
Health
February 9th, 2023
An Early Retirement May Bring Earlier Decline with Memory According to Study
Early retirement might lead to less stress and better overall health, but it can also lead to an increased risk of memory decline. Researchers studied an early retirement program in China that suggests the downside of quitting the job early.