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April 25th, 2020
More American families see the consequences of long-term care. Family caregivers face stress. Paid care drains savings. The need for care happens at all ages but increases with longevity. Planning in advance will protect savings and reduce family stress.
March 14th, 2021
As more Americans face long-term care challenges the pressure of caregiving often falls on family members. Take actions now to keep everyone safe from COVID-19 infection. Prepare for your own care in the decades ahead now.
December 19th, 2022
Preventing a stroke or heart attack before you have one could prevent death and disability. New research uses artificial intelligence to analyze a chest x-ray to determine your ten-year risk, allowing doctors to treat it beforehand.
January 8th, 2022
The decline in memory and cognitive skills can start in midlife for women with cardiovascular conditions and middle age risk factors. These individuals have a higher risk of needing long-term care and often wait until it is too late to seek Long-Term Care Insurance.
October 22nd, 2025
Moisture in the basement can lead to the growth of mold and mildew, leading to air quality problems in the home. It can also lead to structural damage to the foundation, resulting in expensive repairs.
February 3rd, 2017
If you are over 30 you probably have money in mutual fund. Maybe it is in your employer’s 401k, perhaps in your own investment accounts. The idea is to grow...
January 17th, 2023
Often, without an advance plan, a spouse becomes the default caregiver. Sometimes that person develops a substance abuse problem. How do you spot it?
November 17th, 2020
An aging society with a growing number of people needing LTC services & supports needs a big workforce to provide both skilled and semi-skilled services. The demand for care is more than the supply of providers.
Reimbursement is the standard way that a Long-Term Care Insurance policy will pay the policyholder (or provider) at the time of claim.
February 15th, 2022
Social isolation is one of several reasons why older people are lonely. A study shows that loneliness increases the risk of dementia, one of the leading causes of long-term health care.
February 24th, 2023
If your elder Mom or Dad is transitioning to long-term care adding a pet to the caregiving team can be a huge benefit for both your parent and the animal. Pets can be beneficial for older adults, no matter their health status, promoting quality of life both physically and emotionally.
May 26th, 2023
Quality senior living and long-term care facilities play a vital role in promoting the well-being and quality of life of our aging loved ones. With safe and supportive environments, these facilities enable seniors to receive the care they need while maintaining their independence and dignity.