Benefit Triggers
A benefit trigger is a requirement that must be met before accessing Long-Term Care Insurance benefits. Once someone meets the benefit trigger requirements, they can file a claim and receive their benefits.
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Browse our full library of articles, tools, and helpful links designed to support your long-term care planning. Use the filters to narrow your results by topic, category, or care type so you can quickly find the information that matters most.
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August 13th, 2021
Lifespan to Age 130? Research Says It is Coming!
Research says reaching age 130 could be on the way in the future. No question, we are seeing increased longevity now, which is having an impact on retirement planning. Are you and your family prepared for long-term health care?
Lifestyle
March 3rd, 2023
How Sports Can Help Develop Your Creativity and Writing Skills
Engaging in sports can help develop your creativity and writing skills by providing an outlet to release stress and increase brain activity. Sports teach problem-solving skills at all ages and help develop the ability to think on your feet, translating into better writing skills.
No, most of the time, Long-Term Care Insurance is very affordable. However, it can be more expensive if you are older or have significant health issues. Premiums can vary over 100% between insurance companies for the same benefits. Plus, Long-Term Care Insurance is highly regulated by both the states and the federal government.
Health
June 23rd, 2020
Dementia Crisis Looms Ahead
The recent announcement of retired Supreme Court Justice Sandra Day OConnor that she is suffering fromdementia, most likely Alzheimers, should give many of us...
July 12th, 2020
Nebraska Benefiting from Aggressive Infection Control
Deaths related to COVID-19 are often those who are older or with severe pre-existing health issues. The most vulnerable are those in nursing homes. LTC facilities have taken steps to protect residents and staff. Nebraska is one state who has been very aggressive in this area.
Lifestyle
April 27th, 2021
Can't Escape Aging - It's Happening Worldwide
With more advances in medical science, the world is getting older. The consequences of aging have huge impacts on governments and families. Ignoring the costs and burdens of aging can be devastating.
February 3rd, 2021
Nearly $12 Billion in Long-Term Care Insurance Benefits Paid in 2020
More people than ever are using their benefits from their affordable Long-Term Care Insurance policy. In 2020 $11.6 Billion in tax-free benefits were paid helping American families get quality care at home or in a facility.
Care Facilities
April 5th, 2023
5 Reasons Why Empathy is Necessary for the Health Care Field
Empathetic health care providers can provide personalized care and support that is tailored to the patient's unique needs, resulting in higher patient satisfaction and better health outcomes.
Lifestyle
March 14th, 2022
Retirement Planning? Couples, Mind the Age Gap
Age-gap couples tend to share many things despite their age differences. While these couples can be very happy, many real challenges about aging exist that need to be managed. Real challenges and real consequences that affect family and finances.
Care Facilities
October 27th, 2023
Revolutionizing Global Health: The Crucial Impact of Education on Optimizing Public Health Operations
Education plays a huge role in enhancing and streamlining public health initiatives worldwide. Equipping public health professionals with comprehensive knowledge and skills will lead to more effective disease prevention, health promotion, and overall improvement in global health systems.
Health
June 17th, 2022
Being Mentally Positive Will Help Those Age 50 and Beyond to Age Gracefully
Aging is a reality, but with a positive attitude, you can feel good about yourself, stay fit and healthy, and engage fully in life despite aging. Being proactive with your health, both physical and mental, will improve your quality of life.
